Each financial year, you are granted fresh allowances which can help you save on tax – helping your savings, income and investments to stretch further. The quieter moments of the Christmas break can be a great time to check whether you are on track to make the best of them. In this article, our financial planning…
There are many reasons why people may have left their pension planning until their 40s. Maybe you spent much of your adult life raising young children, not building a career (a noble thing). It might simply be that you delayed thinking about it. The good news is, your 40s still gives plenty of time to start moving towards…
Many people get caught off-guard by capital gains tax (CGT) – the tax on profits you make when selling (“disposing of”) assets such as shares and Buy-to-Let property. In particular, people can get hit with an unexpected CGT bill when moving house. Here at Elmfield Financial Planning, we want to help ensure that people in Padiham…
The world has been on a rollercoaster with COVID-19. In late 2021, just as it started to look like the UK, US and other developed countries would be able to “live with” the virus, a new variant hit the headlines. Markets have reacted with volatility in the past…
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