Individual Savings Accounts (ISAs) come in many forms and different benefits. How can you use these best to your advantage – maximising your returns and tax-savings? In this article, our financial planning team at Elmfield here in Padiham, Burnley, Lancashire offers this round-up of answers to commonly-asked…
There are two main reasons to buy shares (e.g. via a fund). The first is to generate dividends from them over time – regular payments, out of company profits. The second is to hold them for a long time, with the intention of eventually selling them at a higher price than you bought them. You can even combine…
The UK has many types of pensions – adding to common confusion about retirement planning. Broadly speaking, there are three to consider: the State Pension, defined contribution pensions (i.e. pension “pots”) and final salary – or “defined benefit” – pensions. This latter category can be especially…
COVID-19 restrictions have become a defining feature of life since early 2020. Hopefully, 2022 will witness greater normality. Yet it remains possible that, as the government seeks to control various “spikes” or “waves” of the virus, work-from-home orders…
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