Being a grandparent brings so many joys. You get to spend more time with small children (often without so many of the responsibilities, such as the sleepless nights!). You get to be a part of fun days out and hosting big family dinners. It can be an opportunity to connect with your own child as you help…
Investing in shares, bonds and property can be rewarding – but also involves risk. How do you know what the value of your investment will be in the future? This uncertainty brings a lot of powerful human emotions into the equation like fear, excitement, apathy and overconfidence. Without careful…
When people retire, they typically live off their savings and investment (e.g. in pensions) over many years. It requires a lot of preparation. Costly mistakes can – and do – happen, often due to failure to understand how pensions work. In this guide, our team at Elmfield Financial Planning in Padiham, Burnley…
Managing money is often a challenge for young people at university. Before age 18, a child’s financial needs are typically more limited due to living at home. Once they reach their halls of residence or student house, however, they suddenly need to contend with bills, cooking and budgeting for social spending…
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