Did you know that UK households spend an average of £2,500 in a month, but this rises by £740 in December (a 29% increase)? The main areas where we spend more include clothing, textiles and footwear, furniture, specialist foods and electronic devices (e.g. computers and phones). In January, however, the result…
Dividends can be a valuable source of income. Investors are increasingly interested in them in 2022 as more households face the rising cost of living. Yet what are dividends, exactly, and how can they be put to work in a portfolio? Below, our Burnley financial planners offer a short guide to dividends…
If you come across a lump sum (perhaps from a business sale or an inheritance windfall), what is the best way to invest it? Should you invest it all at once or gradually? Is it best to simply hold most of it in cash? In this article, our financial planners in Padiham offer three key principles to consider…
Annuities have been largely “out of favour” as a retirement planning option since the 2015 Pension Freedoms. Yet, with interest rates steadily rising since late 2021, annuity rates and sales are on the rise. In this article, our financial planners in Padiham explain how annuities work, why they are becoming…
Recent Comments