How much insurance do you need to protect your wealth and household finances? After all, the list of policy types can get quite long with insurance for cars, pets, homes, travel, health, life and income. In reality, most people cannot afford full cover for all insurance types and so need to focus their budget on…
According to numerous studies, “home bias” is very common amongst investors. UK investors tend to prefer investing in UK equities. The same holds true for US investors and their own market. The reasons for this are numerous including transaction costs, inaccessibility and a sense of unfamiliarity…
Making Tax Digital is one of the latest UK government drives to “reduce the tax gap” between what businesses generate and what the Treasury collects in revenues. Some key deadlines are coming up with owners and directors need to be aware of. Below, our financial planners in Padiham explain the key things…
Being self-employed can offer greater flexibility and earning potential for many people. Yet it also presents unique challenges. Irregular income can make budgeting and long-term financial planning difficult. Another potential issue has been highlighted by the Institute for Fiscal Studies (IFS), warning that…
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