If you have recently received a large bonus, then first of all – congratulations! It is a great feeling to be financially rewarded for hard work. However, a high tax bill on your new-found money is a less pleasant experience. Are there ways to protect your reward from the tax man? How can you invest a bonus…
Do you dream of owning a second home, perhaps to let out or occasionally use for holidays? Maybe you already hold such a property. In any case, being a second homeowner carries risks as well as opportunities. Tax erosion, in particular, can be an example of the former. In this guide, our Padiham…
In 2023, there are an estimated 6,400 “gold-plated pensions” (final salary pension schemes) in the UK. Yet this figure pales in comparison to the number of schemes which are built upon pension “pots – also called defined contribution pensions. Indeed, 0nly 1,013 final salary schemes remain fully…
Do you prefer the idea of a guaranteed interest payment on savings, or the chance of winning a prize draw? The latter, in simple terms, is what Premium Bonds offer. Yet are they a good deal? Below, our Padiham financial advisers explain how this investment from NS&I works, how it compares…
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