The UK’s specialist police unit for tackling fraud has warned that the rise in living costs in 2022 may encourage more scammers to target people’s finances. DCI Gary Robinson, head of the Dedicated Card and Payment Crime Unit (DCPCU), has said that criminals are likely to “use the cost of living crisis…
Investors can, of course, invest in companies and assets in their home countries. However, can you invest overseas – and should you? As financial planners, we believe there is a strong case for “global diversification” (spreading your investments across different countries). However, why is this often…
Some key changes came to the teachers’ pension scheme from April 2022. Depending on the time you qualify to receive a teachers’ pension, it may no longer be possible for you to access a “final salary pension” (i.e. where you receive a guaranteed, lifetime income in retirement based on what you earned near…
As a business owner or director, a big question you face is how to invest your profits. What are ideal corporate (or sole trader) investments, and how can you invest in the most tax-efficient manner? In this guide, our financial planning team at Elmfield here in Padiham, Burnley offers ideas for how…
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